<h4>Chapter 5: Credit</h4>


    Date 18 Mar 2321


    Time 14:23


    Location Sky Blossom city, Lion King National Bank, Counter no.7


    “Yes sir, how may I help you?”


    “I would like to update my ount status.”


    “Sure sir, please hold your grimoire facing the scanner sir.”


    “Okay”


    Summoning my Grimoire I hold it in front of the scanner.


    I didn’t notice it before but the QR code on the grimoire cover changed as I contracted with it.


    The grimoire can quantify my DNA to produce my own permanent unique and standard QR code. This QR code is my legal universal Id, it is linked to all my ounts.


    I noticed that the clerk was looking at me with amazed eyes. I get it, not every day does she get to see a 17-year-old silver Grimoire holder.


    Even a 17-year-old Bronze Grimoire holder is rare, so my species is almost extinct. I don’t mind her admiring me but now it’s getting weird.


    “Excuse me, Miss?”


    “Ah! Sorry, sir. Your ount status is updated.”


    “Okay, thank you.”


    “Sir!”


    As I got up to leave the clerk called me, “yes anything else?” I asked.


    “If you don’t mind, can I have a few minutes of your time?”


    “No problem” I sat back on the chairfortably.


    “Congrats on bing a Card Apprentice sir.”


    “Thank you”


    “Sir, I would like to introduce ourtest credit n for Young and Aspiring Card Apprentice, would you be interested sir?”


    “Sure, why not?”


    “Sir this scheme offers you a line of credit that can be used to make purchases of skill/item Cards Or Card materials and requiring that you pay back the loan amount in the future. When using this scheme, you will need to make at least the minimum payment every month by the due date on the bnce.”


    “So you will loan me money to buy skill/item cards or card materials in advance, which I will have to payter in minimum payment every month by the due date on the bnce.”


    “Yes sir.”


    “Sounds good, where do I sign?” This scheme was like Credit cards back in my world, except here you use grimoire instead of the credit card.


    “Okay, I will forward the relevant documents to your grimoire, after you sign it we are good to go.”


    “All done?” I said after signing the documents I received in my grimoire.


    “Yes sir, thank you for your time.”


    “No, thank you, ma’am.”


    ‘All banks are the same in any world’ I thought as I walked out of the Bank.


    One of the reasons I updated my ount status was because I had no money. I wasn’t lying when I said I didn’t have money to buy breakfast.


    I was too proud to beg for a loan from the bank but it was another thing if they handed it out themselves.


    Since Young Wyatt was going tomit suicide he did not bother to restock the fridge or the pantry nor did he have the money to do so.


    “Damn it feels good to finally have some money to spend” I cursed out loud. It was taxing to walk to the bank since I did not have enough money to travel through public transport.


    ‘Rumble’


    My new body was famished as it didn’t have food since yesterday evening.


    ‘Rumble’


    Without any further dy, I rushed into the nearest Buffet. I didn’t mind if it was expensive here, I could not suppress my hunger anymore.


    …


    Date 18 Mar 2321


    Time 16:35


    Location Sky Blossom city, Adventure Guild Association, Adventure Guild Mall


    After having a hearty lunch, I caught a taxi ording to the taxi driver Adventure Guild Mall is the cheapest ce to buy quality skill/item card or card materials.


    Even though I was already a Card Apprentice I didn’t have any worthy cards to back me. What kind of Card apprentice would I be with zero skill/item cards. So, I decided to buy some useful skill cards.


    And I also need to find a stable source of ie, no amount of money would be enough without a stable source of ie.


    All my old skills were considered useless in this world as this world was heavily dependent on cards and grimoire.


    Some would say I should copyright songs, movies, novels etc from my world. I could barely remember how I died, much less remember songs, movie plots or novels that I watched ages ago.


    Being an inventor I had many patents in my mind but they were useless as this world did not focus on electronics or industrialisation instead it had various cards for every little thing.


    Walking into the card section of the mall, I found an empty couch and satfortably.


    *Beep*


    Soon my grimoire beeped, indicating that I received a notification. Opening the grimoire I checked the notification


    [Wee to Adventure Guild Mall]


    [Please wait as one of our Sales executives reaches you. ]


    [expected wait time: 45seconds]